![The Week on Wall Street: AI Jitters and Fed Fears Shake Markets [22-November-25] Thumbnail](https://static.twentyoverten.com/5dc18e456b33587f2fde2247/oSk1tl8di0Z/cropped/Untitled-design.png)
The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors. Check-in weekly for the most current happenings.
Maxing out your IRA each year is one of the smartest long-term financial habits you can build. But is it enough to retire comfortably on its own?
Netflix is making a big move on Wall Street with a 10-for-1 stock split. Each share will soon be divided into ten smaller ones, lowering the price per share and opening the door to more investors and employees. Learn how the split works, why it matters, and the five key things to watch after it takes effect.
![Week In Perspective | Happy Q3 Results in Upbeat Market [27-October-25] Thumbnail](https://static.twentyoverten.com/5dc18e456b33587f2fde2247/hUJUv9P7Lk_/cropped/kelly-sikkema-zcAgxLryKe4-unsplash.jpg)
The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors. Check-in weekly for the most current happenings.
In 2025, U.S. banks are showing strong earnings, but risks remain. Loosening key rules like the Enhanced Supplementary Leverage Ratio (eSLR) for big banks such as JPMorgan and Goldman Sachs, spark debate about financial stability. While stress testing, liquidity coverage, and risk-based capital requirements remain in place, concerns about loan defaults, market volatility, and recent bank failures are resurfacing. This article breaks down the latest U.S. banking regulations, the risks of a potential bank collapses, and what’s being done to prevent another financial crisis.
A seismic shift in U.S. immigration policy is sending shockwaves through the tech industry. A newly imposed $100,000 fee on new H-1B visa applications threatens to reshape the landscape for hiring foreign talent. While tech giants like Amazon, Microsoft, and Google, armed with deep pockets and thousands of existing visa holders, are positioned to weather the storm, startups and smaller firms could be priced out of the innovation economy altogether. This article unpacks how the new rule could deepen Big Tech’s talent moat, stifle competition, and shift the global hiring game. From boardrooms to bootstrapped founders, the implications are massive, and the winners and losers are already becoming clear.